What does SuperMoney do?
SuperMoney is an AI-powered personal finance platform that helps people track their money in one place and shop for better financial products. We combine a personal finance app (account tracking, automated budgeting, credit monitoring, and an AI assistant called Sense AI) with a comparison marketplace covering 50+ categories of financial products, from banking and credit cards to personal loans, mortgage, home equity, insurance, and more.
We've been doing this since 2013. More than 2 million people have registered with SuperMoney.
Our goal is what we call Financial Calm: you know where you stand, you know what to do next, and you stop paying more than you need to.
The short version
| What you want to do | What SuperMoney gives you |
|---|---|
| See all your accounts in one place | Connect your bank, credit card, loan, and investment accounts and track net worth, cash flow, and spending automatically |
| Stop budgeting manually | A budget that builds itself from your actual spending, then flags what changed |
| Watch your credit | Credit score monitoring plus a plan for what would actually move it |
| Get answers about your own money | Sense AI, an assistant that reads your connected accounts and answers questions like "can I afford this?" or "which debt should I pay first?" |
| Pay less for financial products | Compare offers across 50+ product categories, and get pre-qualified rates from multiple lenders with one form |
| Decide what to do next | Daily insights and step-by-step goal plans based on your actual situation, not generic advice |
Get the app: supermoney.com (web, iOS, and Android)
What SuperMoney is not
This is where most of the questions we get come from, so we'll be blunt:
- We are not a lender. We don't make loans, we don't service them, and we don't decide who gets approved. When you use SuperMoney to shop for a loan, you're seeing offers from third-party lenders who make their own decisions. (More on this)
- We are not a bank. We don't hold your deposits. Any checking or savings account you find through SuperMoney is opened with the bank that offers it.
- We are not a credit repair company, a debt settlement company, or a financial advisor. We give you information and tools; the decisions are yours.
- We don't sell your personal data. Your information isn't shared with third parties unless you explicitly consent, for example when you ask us to send your application to lenders. (Privacy and security details)
- We will never cold-call, text, or email you offering a loan unless you've already taken action on SuperMoney.com or in the app. If someone contacts you claiming to be SuperMoney and you didn't start the conversation, it isn't us. (What to watch for)
How SuperMoney makes money
When you find and take a financial product through SuperMoney, the provider may pay us a commission. That's it. Some, but not all, of the financial institutions on our site compensate us, and compensation can influence which products appear and where. It does not change the facts we publish about them, and it never changes what you pay. You're not charged for comparing offers or for checking your pre-qualified rates.
We also run a paid subscription tier in the app for members who want to access all of our SuperMoney app features.
Full explanation of our revenue model →
Is SuperMoney safe to use?
- SOC 2 Type II certified (audited under AICPA standards, continuously monitored by Vanta)
- 256-bit bank-grade encryption in transit and at rest, on U.S.-based servers
- Checking your rates doesn't hurt your credit. Pre-qualification uses a soft inquiry, which is invisible to other lenders and has no effect on your score. A hard inquiry only happens if you choose to move forward with a formal application. (What's a soft pull? · Does using SuperMoney affect my credit score?)
- Sense AI doesn't need your identity. It analyzes your financial data without access to personally identifiable information.
- Independently reviewed. SuperMoney holds an "Excellent" rating on Trustpilot across hundreds of reviews.
Who SuperMoney is for
Members. Anyone in the U.S. who wants their whole financial picture in one place and wants to stop overpaying on the products they already have. Free to join.
Financial institutions and advertisers. Lenders, banks, and fintechs reach high-intent consumers through our marketplace, our loan offer engine, and Money Marketplace, our embeddable comparison widgets.
Publishers and affiliates. Super Links is our affiliate network for publishers who want to monetize financial content.
Partnership inquiries: partners@supermoney.com
Recognition
SuperMoney has been named to the Inc. 5000 five years running (2022 through 2025), the Deloitte Technology Fast 500 three years running, and the Financial Times ranking of the Americas' fastest-growing companies. Our research and data have been cited by USA Today, Forbes, CNBC, The Wall Street Journal, and Yahoo Finance.
A note on the name
SuperMoney (supermoney.com) is a U.S. company headquartered in Santa Ana, California, founded in 2013. We are not affiliated with super.money, the UPI payments app operated by Flipkart in India; with the Axis Bank SuperMoney RuPay credit card; or with MoneySuperMarket in the United Kingdom. If you're looking for any of those, you're in the wrong place.