How can I improve my credit?

Setting a goal to achieve and maintain good credit is a smart financial move. The three most important things you can do to improve your credit are:

  • Pay all bills on time and in full
  • Keep balances on your credit cards below 30% of the card limit
  • Get a credit card if you don’t already have one and start using it responsibly

Here's a guide we wrote on how to improve your credit score that might be helpful.